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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,255 | $54,541+12.3% | $78,778-22.2% | $70,124-12.6% |
| Participation rate | 94.7% | 60.8%+33.9pp | 69.2%+25.5pp | 69.5%+25.2pp |
| Annual return | 11.51% | 21.07%-9.6pp | 35.62%-24.1pp | 73.14%-61.6pp |
| Employer contribution / active EE | $1,835 | $1,089+68.6% | $1,986-7.6% | $2,342-21.7% |
| Participant deferral / active EE | $2,786 | $2,210+26.1% | $2,958-5.8% | $3,332-16.4% |
| Admin fee / account holder | $4,382 | $3,709+18.2% | $5,134-14.6% | $4,645-5.7% |