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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,831 | $115,225-44.6% | $100,712-36.6% | $138,895-54.0% |
| Participation rate | 92.3% | 74.3%+18.0pp | 69.3%+23.0pp | 79.9%+12.4pp |
| Annual return | 18.54% | 40.35%-21.8pp | 33.27%-14.7pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,724 | $2,771-37.8% | $2,313-25.5% | $4,194-58.9% |
| Participant deferral / active EE | $6,665 | $4,699+41.8% | $4,085+63.1% | $6,396+4.2% |
| Admin fee / account holder | $4,759 | $10,844-56.1% | $9,256-48.6% | $12,562-62.1% |