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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,293 | $162,136+0.1% | $152,301+6.6% | $154,746+4.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.17% | 91.02%-84.9pp | 80.50%-74.3pp | 172.34%-166.2pp |
| Employer contribution / active EE | $12,377 | $4,890+153.1% | $4,624+167.6% | $4,379+182.6% |
| Participant deferral / active EE | $5,209 | $8,341-37.5% | $8,004-34.9% | $6,730-22.6% |
| Admin fee / account holder | $159,425 | $15,759+911.6% | $14,398+1007.3% | $14,365+1009.8% |