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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $4,916 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,770 | $57,739-20.7% | $112,234-59.2% | $74,478-38.5% |
| Participation rate | 53.7% | 55.6%-1.9pp | 72.4%-18.7pp | 70.7%-17.0pp |
| Annual return | 7.79% | 19.52%-11.7pp | 30.25%-22.5pp | 34.37%-26.6pp |
| Employer contribution / active EE | $0 | $1,675-100.0% | $3,432-100.0% | $2,637-100.0% |
| Participant deferral / active EE | $1,450 | $2,891-49.8% | $4,800-69.8% | $4,530-68.0% |
| Admin fee / account holder | $13 | $462-97.3% | $7,752-99.8% | $347-96.4% |