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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,290 | $217,432-75.0% | $185,851-70.8% | $167,553-67.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.21% | 148.43%-136.2pp | 122.11%-109.9pp | 478.89%-466.7pp |
| Employer contribution / active EE | $13,797 | $5,874+134.9% | $5,168+166.9% | $4,840+185.1% |
| Participant deferral / active EE | $10,763 | $6,357+69.3% | $5,569+93.3% | $6,343+69.7% |
| Admin fee / account holder | $181 | $19,820-99.1% | $16,245-98.9% | $12,316-98.5% |