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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $11,390 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $589 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,939 | $101,591+57.4% | $147,096+8.7% | $74,429+114.9% |
| Participation rate | 93.9% | 75.5%+18.4pp | 82.2%+11.7pp | 67.2%+26.7pp |
| Annual return | 12.22% | 8746.45%-8734.2pp | 419.75%-407.5pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $7,183 | $3,813+88.4% | $4,936+45.5% | $2,625+173.6% |
| Participant deferral / active EE | $10,321 | $7,302+41.3% | $8,071+27.9% | $4,348+137.4% |
| Admin fee / account holder | $337 | $1,750-80.7% | $13,005-97.4% | $1,944-82.7% |