Filed October 22, 2025
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Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
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| Provider | Service type | Compensation |
|---|---|---|
PROSPERITY BANK3 years Service code 21 1401 AVENUE Q · LUBBOCK, TX 79401 | Bank Trustee | $41,913 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $11,723 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,084 | $79,171-16.5% | $102,423-35.5% | $74,495-11.3% |
| Participation rate | 57.9% | 74.8%-16.9pp | 76.5%-18.6pp | 67.2%-9.3pp |
| Annual return | 10.57% | 54.93%-44.4pp | 29.32%-18.8pp | 1364.94%-1354.4pp |
| Employer contribution / active EE | $813 | $2,362-65.6% | $3,023-73.1% | $2,623-69.0% |
| Participant deferral / active EE | $2,452 | $4,415-44.5% | $5,053-51.5% | $4,346-43.6% |
| Admin fee / account holder | $362 | $2,001-81.9% | $9,451-96.2% | $1,942-81.3% |