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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,393 | $162,781-19.9% | $133,956-2.7% | $158,931-18.0% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | -10.00% | 41.94%-51.9pp | 45.09%-55.1pp | 302.86%-312.9pp |
| Employer contribution / active EE | $4,333 | $4,975-12.9% | $3,919+10.6% | $4,761-9.0% |
| Participant deferral / active EE | $6,825 | $5,911+15.5% | $5,048+35.2% | $5,982+14.1% |
| Admin fee / account holder | $25,440 | $11,736+116.8% | $8,927+185.0% | $11,247+126.2% |