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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,391 | $166,131+39.9% | $164,975+40.9% | $145,877+59.3% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 20.07% | 100.37%-80.3pp | 70.12%-50.1pp | 551.28%-531.2pp |
| Employer contribution / active EE | $5,062 | $5,276-4.0% | $4,343+16.6% | $4,663+8.6% |
| Participant deferral / active EE | $9,867 | $6,962+41.7% | $6,033+63.5% | $6,691+47.5% |
| Admin fee / account holder | $10,998 | $16,648-33.9% | $12,688-13.3% | $13,402-17.9% |