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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,391 | $166,268+39.8% | $165,100+40.8% | $145,897+59.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 20.07% | 100.52%-80.4pp | 70.21%-50.1pp | 552.29%-532.2pp |
| Employer contribution / active EE | $5,062 | $5,284-4.2% | $4,348+16.4% | $4,663+8.6% |
| Participant deferral / active EE | $9,867 | $6,964+41.7% | $6,035+63.5% | $6,689+47.5% |
| Admin fee / account holder | $10,998 | $16,659-34.0% | $12,696-13.4% | $13,390-17.9% |