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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,166 | $67,606+102.9% | $82,313+66.6% | $70,124+95.6% |
| Participation rate | 94.7% | 72.8%+22.0pp | 76.9%+17.8pp | 69.5%+25.2pp |
| Annual return | 11.40% | 21.57%-10.2pp | 25.88%-14.5pp | 73.14%-61.7pp |
| Employer contribution / active EE | $683 | $1,755-61.1% | $2,428-71.9% | $2,342-70.8% |
| Participant deferral / active EE | $2,069 | $2,987-30.7% | $3,706-44.2% | $3,332-37.9% |
| Admin fee / account holder | $22,755 | $4,512+404.3% | $5,608+305.8% | $4,645+389.8% |