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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,778 | $58,828-42.6% | $78,002-56.7% | $62,881-46.3% |
| Participation rate | 50.8% | 71.1%-20.3pp | 75.5%-24.7pp | 69.3%-18.5pp |
| Annual return | 9.87% | 17.16%-7.3pp | 425.99%-416.1pp | 20.14%-10.3pp |
| Employer contribution / active EE | $717 | $1,672-57.1% | $2,470-71.0% | $2,281-68.5% |
| Participant deferral / active EE | $1,504 | $2,686-44.0% | $3,497-57.0% | $3,203-53.1% |
| Admin fee / account holder | $1,126 | $4,393-74.4% | $5,481-79.4% | $4,296-73.8% |