Retirement plan

SCOGGIN DICKEY CHEVROLET 401K PROFIT SHARING PLAN

Name: SCOGGIN DICKEY CHEVROLET - SCOGGIN DICKEY CHEVROLET 401K PROFIT SHARING PLAN (2017) Form 5500
Creator: SCOGGIN DICKEY CHEVROLET
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SCOGGIN DICKEY CHEVROLET 401K PROFIT SHARING PLAN, SCOGGIN DICKEY CHEVROLET

SCOGGIN DICKEY CHEVROLETEIN 75-0744374Plan #001PY 2017

PO BOX 64910 - LUBBOCK, TX 79464806-798-4000scoggindickeychevrolet.comLinkedIn51-200 employeesretail

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.5M

+17.9% from 2016

Total participants

136

+1.5% from 2016

Average account balance

$109,187

+17.9% from 2016

Annual return

14.66%

+10.24 pp from 2016

Benchmarks

See 2,319 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,319 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.59M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$101K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

115

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$714K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$576

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 15 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 27 · EIN 04-1590850	Advisory (Plan)	$13,476
BRIAN FREEMAN3+ years Filed as: BRIAN PITANIELLO Service code 53 6010 82ND ST., STE.100 · LUBBOCK, TX 79424	Insurance Commissions	$0
ENVESTNET RETIREMENT SOLUTIONS, LLC2 years Filed as: ENVESTNET RETIREMENT SOLUTIONS Service code 27 · EIN 61-1732930	Advisory (Plan)	$0
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY ADVISORS Service code 52 · EIN 04-3335387	Indirect Investment Fees	$0
HIGHLAND FUNDS1 year Service code 52 · EIN 06-1462371	Indirect Investment Fees	$0
INVESCO1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
JAY W. TOWER, ESQ.3+ years Filed as: JAY R EGAN Service code 53 6010 82ND ST., STE. 100 · LUBBOCK, TX 79424	Insurance Commissions	$0
JESSE CHAMBERS3+ years Service code 53 6010 82ND ST., STE. 100 · LUBBOCK, TX 79424	Insurance Commissions	$0
MFS INVESTMENT MANAGEMENT1 year Filed as: MFS INVESTMENT MGMT Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
NORRTHERN FUNDS1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$13K

$108 / participant

Contract admin$13K100.0%

% of EOY assets

0.158%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROBINSON BURDETTE MARTIN SERIGHT
Auditor EIN: 752489868
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$109,187

$51,466+112.2%

$78,778+38.6%

$62,293+75.3%

Participation rate

53.6%

59.8%-6.2pp

69.2%-15.6pp

69.5%-15.9pp

Annual return

14.66%

19.96%-5.3pp

35.62%-21.0pp

28.90%-14.2pp

Employer contribution / active EE

$1,081

$827+30.7%

$1,986-45.5%

$2,042-47.1%

Participant deferral / active EE

$2,012

$2,147-6.3%

$2,958-32.0%

$3,169-36.5%

Admin fee / account holder

$173

$489-64.7%

$5,134-96.6%

$479-64.0%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 27 · EIN 04-1590850

Advisory (Plan)

$13,476

BRIAN FREEMAN3+ years

Filed as: BRIAN PITANIELLO

Service code 53

6010 82ND ST., STE.100 · LUBBOCK, TX 79424

Insurance Commissions

ENVESTNET RETIREMENT SOLUTIONS, LLC2 years

Filed as: ENVESTNET RETIREMENT SOLUTIONS

Service code 27 · EIN 61-1732930

Advisory (Plan)

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY ADVISORS

Service code 52 · EIN 04-3335387

Indirect Investment Fees

HIGHLAND FUNDS1 year

Service code 52 · EIN 06-1462371

Indirect Investment Fees

INVESCO1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

JAY W. TOWER, ESQ.3+ years

Filed as: JAY R EGAN

Service code 53

6010 82ND ST., STE. 100 · LUBBOCK, TX 79424

Insurance Commissions

JESSE CHAMBERS3+ years

Service code 53

6010 82ND ST., STE. 100 · LUBBOCK, TX 79424

Insurance Commissions

MFS INVESTMENT MANAGEMENT1 year

Filed as: MFS INVESTMENT MGMT

Service code 52 · EIN 90-0342299

Indirect Investment Fees

NORRTHERN FUNDS1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

SCOGGIN DICKEY CHEVROLET 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SCOGGIN DICKEY CHEVROLET 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion