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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,011 | $96,558+326.7% | $80,977+408.8% | $273,972+50.4% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 8.04% | 15.14%-7.1pp | 17.11%-9.1pp | 41.46%-33.4pp |
| Employer contribution / active EE | $17,143 | $4,869+252.1% | $3,715+361.5% | $4,869+252.1% |
| Participant deferral / active EE | $5,552 | $6,598-15.9% | $5,696-2.5% | $5,287+5.0% |
| Admin fee / account holder | $2,126 | $7,493-71.6% | $5,517-61.5% | $10,133-79.0% |