Retirement plan

THE COMMODITIES GROUP 401(K) PLAN AND TRUST

Name: ECOM ATLANTIC, INC. - THE COMMODITIES GROUP 401(K) PLAN AND TRUST (2023) Form 5500
Creator: ECOM ATLANTIC, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE COMMODITIES GROUP 401(K) PLAN AND TRUST, ECOM ATLANTIC, INC.

ECOM ATLANTIC, INC.EIN 75-0257410Plan #002PY 2023

13760 NOEL ROAD, SUITE 500 - DALLAS, TX 75240214-522-1717LinkedIn11-50 employeesaccounting

Prospect flagsHigh cashHigh assets / participantFailed to provide benefit

How to read this page

Total assets (EOY)

$47.5M

+8.2% from 2022

Total participants

217

-0.5% from 2022

Average account balance

$252,617

+10.5% from 2022

Annual return

15.37%

+30.06 pp from 2022

Benchmarks

See 264 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants100-249

Cohort264 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$48.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$245K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

197

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$100

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$19,506
HUSELTON, MORGAN & MAULTSBY, P.C.1 year Filed as: HUSELTON, MORGAN AND MAULTSBY Service code 10 · EIN 75-2409112	Accounting	$12,150
FIDELITY INVESTMENTS INSTITUTIONAL9+ years Service code 37 · EIN 04-2647786	Loan Processing	$2,175

Plan features & details

Pension benefit codes2F2G2J2K2T3H3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$34K

$205 / participant

Recordkeeping$2K6.4%
Investment mgmt$20K57.7%
Other / not subdivided$12K35.9%

% of EOY assets

0.071%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HUSELTON, MORGAN, & MAULTSBY, P.C.
Auditor EIN: 752409112
Audit fees: $12,150
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$252,617

$80,138+215.2%

$130,231+94.0%

$71,511+253.3%

Participation rate

82.4%

71.0%+11.4pp

76.3%+6.1pp

67.9%+14.5pp

Annual return

15.37%

16.81%-1.4pp

38.86%-23.5pp

28.86%-13.5pp

Employer contribution / active EE

$5,568

$2,834+96.5%

$4,126+35.0%

$2,589+115.0%

Participant deferral / active EE

$10,071

$4,641+117.0%

$6,799+48.1%

$4,291+134.7%

Admin fee / account holder

$180

$1,035-82.6%

$6,020-97.0%

$1,588-88.7%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.6 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$19,506

HUSELTON, MORGAN & MAULTSBY, P.C.1 year

Filed as: HUSELTON, MORGAN AND MAULTSBY

Service code 10 · EIN 75-2409112

Accounting

$12,150

FIDELITY INVESTMENTS INSTITUTIONAL9+ years

Service code 37 · EIN 04-2647786

Loan Processing

$2,175

THE COMMODITIES GROUP 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE COMMODITIES GROUP 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion