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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,811 | $89,515+109.8% | $103,486+81.5% | $80,935+132.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.7%+32.3pp |
| Annual return | 15.29% | 22.82%-7.5pp | 23.93%-8.6pp | 35.66%-20.4pp |
| Employer contribution / active EE | $4,087 | $4,015+1.8% | $4,679-12.7% | $2,757+48.3% |
| Participant deferral / active EE | $8,079 | $5,463+47.9% | $6,628+21.9% | $4,299+87.9% |
| Admin fee / account holder | $8,305 | $6,527+27.2% | $9,354-11.2% | $6,924+19.9% |