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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,454 | $185,905-65.9% | $170,057-62.7% | $139,487-54.5% |
| Participation rate | 70.0% | 87.8%-17.8pp | 87.0%-17.0pp | 80.3%-10.3pp |
| Annual return | 17.60% | 60.56%-43.0pp | 53.42%-35.8pp | 373.84%-356.2pp |
| Employer contribution / active EE | $0 | $7,597-100.0% | $6,790-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $12,329 | $11,627+6.0% | $10,411+18.4% | $6,713+83.7% |
| Admin fee / account holder | $8,109 | $15,397-47.3% | $12,826-36.8% | $11,407-28.9% |