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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,578 | $99,875+112.8% | $146,866+44.7% | $86,983+144.4% |
| Participation rate | 82.1% | 75.8%+6.2pp | 82.5%-0.5pp | 69.5%+12.5pp |
| Annual return | 12.54% | 28.10%-15.6pp | 102.85%-90.3pp | 25.83%-13.3pp |
| Employer contribution / active EE | $1,693 | $3,224-47.5% | $4,425-61.7% | $2,584-34.5% |
| Participant deferral / active EE | $14,321 | $6,322+126.5% | $7,759+84.6% | $4,194+241.5% |
| Admin fee / account holder | $39,326 | $7,838+401.7% | $13,620+188.7% | $7,856+400.6% |