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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,578 | $106,864+98.9% | $147,318+44.3% | $82,637+157.2% |
| Participation rate | 82.1% | 75.5%+6.5pp | 82.1%0pp | 68.1%+14.0pp |
| Annual return | 12.54% | 27.49%-15.0pp | 70.43%-57.9pp | 53.51%-41.0pp |
| Employer contribution / active EE | $1,693 | $3,417-50.4% | $4,593-63.1% | $2,552-33.7% |
| Participant deferral / active EE | $14,321 | $6,496+120.5% | $7,906+81.1% | $4,126+247.1% |
| Admin fee / account holder | $39,326 | $8,415+367.3% | $13,708+186.9% | $7,339+435.9% |