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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,763 | $154,754-43.3% | $124,206-29.3% | $138,895-36.8% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.6%-19.6pp | 79.9%-29.9pp |
| Annual return | 14.21% | 709.28%-695.1pp | 515.27%-501.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $904 | $4,446-79.7% | $3,540-74.5% | $4,194-78.4% |
| Participant deferral / active EE | $4,232 | $4,621-8.4% | $3,968+6.7% | $6,396-33.8% |
| Admin fee / account holder | $1 | $6,690-100.0% | $5,929-100.0% | $12,562-100.0% |