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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,763 | $167,030-47.5% | $135,768-35.4% | $155,188-43.4% |
| Participation rate | 50.0% | 76.2%-26.2pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 14.21% | 678.39%-664.2pp | 526.10%-511.9pp | 148.84%-134.6pp |
| Employer contribution / active EE | $904 | $4,132-78.1% | $3,394-73.4% | $4,248-78.7% |
| Participant deferral / active EE | $4,232 | $4,528-6.5% | $3,977+6.4% | $6,531-35.2% |
| Admin fee / account holder | $1 | $8,172-100.0% | $7,048-100.0% | $14,480-100.0% |