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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,682 | $198,461-86.1% | $170,436-83.8% | $147,585-81.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.73% | 257.30%-236.6pp | 205.94%-185.2pp | 578.57%-557.8pp |
| Employer contribution / active EE | $1,590 | $6,184-74.3% | $5,433-70.7% | $4,876-67.4% |
| Participant deferral / active EE | $2,690 | $5,629-52.2% | $4,939-45.5% | $5,439-50.5% |
| Admin fee / account holder | $729 | $16,852-95.7% | $13,880-94.7% | $10,885-93.3% |