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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,948 | $72,071+224.6% | $68,368+242.2% | $137,256+70.4% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 20.27% | 353.14%-332.9pp | 292.57%-272.3pp | 220.34%-200.1pp |
| Employer contribution / active EE | $8,604 | $2,788+208.6% | $2,649+224.8% | $4,156+107.0% |
| Participant deferral / active EE | $8,093 | $4,410+83.5% | $4,123+96.3% | $6,407+26.3% |
| Admin fee / account holder | $1,243 | $5,336-76.7% | $5,150-75.9% | $12,270-89.9% |