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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,948 | $102,595+128.0% | $94,057+148.7% | $154,746+51.2% |
| Participation rate | 85.7% | 76.0%+9.7pp | 73.3%+12.4pp | 80.7%+5.0pp |
| Annual return | 20.27% | 583.42%-563.1pp | 480.62%-460.4pp | 172.34%-152.1pp |
| Employer contribution / active EE | $8,604 | $3,147+173.4% | $2,933+193.3% | $4,379+96.5% |
| Participant deferral / active EE | $8,093 | $5,118+58.1% | $4,709+71.8% | $6,730+20.2% |
| Admin fee / account holder | $1,243 | $7,736-83.9% | $7,244-82.8% | $14,365-91.4% |