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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,744 | $88,815+137.3% | $81,882+157.4% | $145,897+44.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 14.85% | 1033.75%-1018.9pp | 779.47%-764.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $9,550 | $3,086+209.4% | $2,916+227.5% | $4,663+104.8% |
| Participant deferral / active EE | $9,060 | $4,647+94.9% | $4,323+109.6% | $6,689+35.4% |
| Admin fee / account holder | $1,166 | $8,434-86.2% | $7,360-84.2% | $13,390-91.3% |