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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,413 | $167,353+4.2% | $143,797+21.3% | $134,545+29.6% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -13.05% | 0.48%-13.5pp | -0.04%-13.0pp | 418.37%-431.4pp |
| Employer contribution / active EE | $2,899 | $5,620-48.4% | $4,952-41.5% | $4,742-38.9% |
| Participant deferral / active EE | $5,119 | $6,447-20.6% | $5,638-9.2% | $6,401-20.0% |
| Admin fee / account holder | $1,907 | $18,096-89.5% | $14,679-87.0% | $11,431-83.3% |