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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,252 | $102,696+96.9% | $86,235+134.5% | $139,487+45.0% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 18.32% | 1925.91%-1907.6pp | 1170.03%-1151.7pp | 373.84%-355.5pp |
| Employer contribution / active EE | $2,025 | $3,034-33.3% | $2,381-14.9% | $4,755-57.4% |
| Participant deferral / active EE | $5,380 | $4,679+15.0% | $3,987+34.9% | $6,713-19.9% |
| Admin fee / account holder | $4,798 | $8,667-44.6% | $6,856-30.0% | $11,407-57.9% |