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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,926 | $82,674-65.0% | $125,381-76.9% | $68,486-57.8% |
| Participation rate | 55.9% | 75.1%-19.1pp | 82.4%-26.4pp | 67.9%-12.0pp |
| Annual return | -18.15% | -5.97%-12.2pp | 572.31%-590.5pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,821 | $3,382-46.2% | $4,815-62.2% | $2,597-29.9% |
| Participant deferral / active EE | $3,257 | $6,111-46.7% | $7,448-56.3% | $4,028-19.1% |
| Admin fee / account holder | $2,411 | $6,277-61.6% | $10,007-75.9% | $5,404-55.4% |