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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,661 | $138,114+12.0% | $125,391+23.3% | $134,545+15.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.70% | 750.88%-772.6pp | 572.41%-594.1pp | 418.37%-440.1pp |
| Employer contribution / active EE | $13,803 | $5,246+163.1% | $4,816+186.6% | $4,742+191.1% |
| Participant deferral / active EE | $9,167 | $7,801+17.5% | $7,448+23.1% | $6,401+43.2% |
| Admin fee / account holder | $2,236 | $11,570-80.7% | $10,009-77.7% | $11,431-80.4% |