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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,865 | $102,429+84.4% | $147,096+28.4% | $80,925+133.4% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 12.38% | 135.02%-122.6pp | 419.75%-407.4pp | 35.65%-23.3pp |
| Employer contribution / active EE | $6,549 | $3,716+76.2% | $4,936+32.7% | $2,756+137.6% |
| Participant deferral / active EE | $17,257 | $6,649+159.6% | $8,071+113.8% | $4,299+301.5% |
| Admin fee / account holder | $15,264 | $7,957+91.8% | $13,005+17.4% | $6,940+119.9% |