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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,865 | $102,382+84.5% | $147,005+28.5% | $80,874+133.5% |
| Participation rate | 94.4% | 75.8%+18.6pp | 82.2%+12.3pp | 67.6%+26.8pp |
| Annual return | 12.38% | 134.89%-122.5pp | 418.76%-406.4pp | 35.62%-23.2pp |
| Employer contribution / active EE | $6,549 | $3,715+76.3% | $4,934+32.7% | $2,756+137.6% |
| Participant deferral / active EE | $17,257 | $6,646+159.6% | $8,070+113.8% | $4,297+301.6% |
| Admin fee / account holder | $15,264 | $7,942+92.2% | $13,006+17.4% | $6,935+120.1% |