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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,501 | $49,897-14.8% | $80,648-47.3% | $75,177-43.5% |
| Participation rate | 16.4% | 55.3%-39.0pp | 67.0%-50.6pp | 67.2%-50.8pp |
| Annual return | 19.26% | 34.68%-15.4pp | 937.21%-918.0pp | 160.75%-141.5pp |
| Employer contribution / active EE | $729 | $1,699-57.1% | $2,724-73.2% | $2,671-72.7% |
| Participant deferral / active EE | $2,236 | $2,992-25.3% | $4,443-49.7% | $4,126-45.8% |
| Admin fee / account holder | $973 | $3,579-72.8% | $5,382-81.9% | $5,651-82.8% |