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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,187 | $138,075-76.7% | $123,552-73.9% | $135,379-76.2% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -11.82% | 153.70%-165.5pp | 119.20%-131.0pp | 519.79%-531.6pp |
| Employer contribution / active EE | $10,226 | $5,152+98.5% | $4,628+121.0% | $4,779+114.0% |
| Participant deferral / active EE | $7,150 | $6,800+5.2% | $6,426+11.3% | $5,609+27.5% |
| Admin fee / account holder | $1,930 | $10,917-82.3% | $9,285-79.2% | $10,828-82.2% |