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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,250 | $106,280-69.7% | $96,538-66.6% | $139,487-76.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.66% | 38.48%-34.8pp | 35.74%-32.1pp | 373.84%-370.2pp |
| Employer contribution / active EE | $1,930 | $4,107-53.0% | $3,740-48.4% | $4,755-59.4% |
| Participant deferral / active EE | $8,814 | $5,457+61.5% | $4,880+80.6% | $6,713+31.3% |
| Admin fee / account holder | $2,475 | $7,888-68.6% | $6,737-63.3% | $11,407-78.3% |