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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,842 | $180,459+40.7% | $154,108+64.7% | $135,380+87.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.36% | 888.21%-893.6pp | 735.21%-740.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $9,455 | $6,035+56.7% | $5,298+78.5% | $4,779+97.9% |
| Participant deferral / active EE | $9,885 | $5,806+70.2% | $5,081+94.6% | $5,609+76.2% |
| Admin fee / account holder | $958 | $16,145-94.1% | $13,411-92.9% | $10,828-91.2% |