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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,765 | $209,425-17.0% | $178,499-2.7% | $158,966+9.3% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 10.27% | 188.80%-178.5pp | 151.10%-140.8pp | 302.95%-292.7pp |
| Employer contribution / active EE | $3,203 | $5,707-43.9% | $5,011-36.1% | $4,762-32.7% |
| Participant deferral / active EE | $11,817 | $5,955+98.4% | $5,202+127.1% | $5,983+97.5% |
| Admin fee / account holder | $715 | $17,078-95.8% | $13,986-94.9% | $11,250-93.6% |