Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,061 | $76,551-81.6% | $123,894-88.7% | $62,881-77.6% |
| Participation rate | 6.3% | 73.0%-66.7pp | 81.4%-75.1pp | 69.3%-63.0pp |
| Annual return | 19.43% | 18.68%+0.8pp | 47.52%-28.1pp | 20.14%-0.7pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $506 | $4,840-89.5% | $5,984-91.5% | $3,203-84.2% |
| Admin fee / account holder | $1,699 | $4,826-64.8% | $8,357-79.7% | $4,296-60.4% |