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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,336 | $138,102-12.1% | $125,381-3.2% | $134,532-9.8% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -14.38% | 750.73%-765.1pp | 572.31%-586.7pp | 418.27%-432.6pp |
| Employer contribution / active EE | $20,750 | $5,245+295.6% | $4,815+330.9% | $4,741+337.7% |
| Participant deferral / active EE | $22,207 | $7,801+184.7% | $7,448+198.2% | $6,401+246.9% |
| Admin fee / account holder | $1,216 | $11,568-89.5% | $10,007-87.9% | $11,429-89.4% |