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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,299 | $73,638-58.9% | $108,405-72.1% | $79,391-61.8% |
| Participation rate | 74.1% | 77.4%-3.3pp | 80.1%-6.1pp | 70.7%+3.4pp |
| Annual return | 16.85% | 33.27%-16.4pp | 905.55%-888.7pp | 116.88%-100.0pp |
| Employer contribution / active EE | $1,603 | $2,397-33.1% | $3,559-55.0% | $2,428-34.0% |
| Participant deferral / active EE | $2,637 | $6,218-57.6% | $6,563-59.8% | $4,046-34.8% |
| Admin fee / account holder | $862 | $638+35.0% | $7,297-88.2% | $627+37.5% |