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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,207 | $94,766-27.0% | $112,923-38.7% | $139,487-50.4% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 22.37% | 40.96%-18.6pp | 34.13%-11.8pp | 373.84%-351.5pp |
| Employer contribution / active EE | $2,629 | $4,636-43.3% | $4,570-42.5% | $4,755-44.7% |
| Participant deferral / active EE | $6,849 | $6,523+5.0% | $6,520+5.0% | $6,713+2.0% |
| Admin fee / account holder | $751 | $8,529-91.2% | $7,046-89.3% | $11,407-93.4% |