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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,660 | $160,028-90.2% | $147,080-89.4% | $145,884-89.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.90% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $3,497 | $5,286-33.8% | $4,933-29.1% | $4,662-25.0% |
| Participant deferral / active EE | $5,417 | $8,422-35.7% | $8,066-32.8% | $6,690-19.0% |
| Admin fee / account holder | $23,638 | $15,030+57.3% | $12,989+82.0% | $13,392+76.5% |