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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,359 | $183,592-20.3% | $155,574-5.9% | $145,877+0.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.33% | 61.37%-55.0pp | 64.87%-58.5pp | 551.28%-545.0pp |
| Employer contribution / active EE | $7,537 | $5,317+41.8% | $4,676+61.2% | $4,663+61.6% |
| Participant deferral / active EE | $7,844 | $6,466+21.3% | $5,629+39.3% | $6,691+17.2% |
| Admin fee / account holder | $11,924 | $19,316-38.3% | $15,914-25.1% | $13,402-11.0% |