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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,708 | $97,020-84.8% | $83,327-82.3% | $135,380-89.1% |
| Participation rate | 0.0% | 80.4%-80.4pp | 77.8%-77.8pp | 82.6%-82.6pp |
| Annual return | -4.22% | 12.31%-16.5pp | 10.64%-14.9pp | 519.81%-524.0pp |
| Employer contribution / active EE | $1,269 | $4,144-69.4% | $3,379-62.4% | $4,779-73.4% |
| Participant deferral / active EE | $10,361 | $5,964+73.7% | $5,565+86.2% | $5,609+84.7% |
| Admin fee / account holder | $37,883 | $8,426+349.6% | $7,540+402.4% | $10,828+249.9% |