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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,506 | $73,988-81.7% | $96,538-86.0% | $75,177-82.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 15.12% | 26.73%-11.6pp | 35.74%-20.6pp | 160.75%-145.6pp |
| Employer contribution / active EE | $1,067 | $2,930-63.6% | $3,740-71.5% | $2,671-60.1% |
| Participant deferral / active EE | $2,293 | $3,660-37.4% | $4,880-53.0% | $4,126-44.4% |
| Admin fee / account holder | $2,189 | $5,220-58.1% | $6,737-67.5% | $5,651-61.3% |