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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,763 | $198,457-21.5% | $170,435-8.6% | $147,586+5.5% |
| Participation rate | 57.1% | 88.0%-30.8pp | 83.6%-26.5pp | 82.8%-25.7pp |
| Annual return | 17.02% | 257.30%-240.3pp | 205.94%-188.9pp | 578.59%-561.6pp |
| Employer contribution / active EE | $6,833 | $6,183+10.5% | $5,432+25.8% | $4,876+40.1% |
| Participant deferral / active EE | $4,351 | $5,629-22.7% | $4,939-11.9% | $5,439-20.0% |
| Admin fee / account holder | $2,909 | $16,852-82.7% | $13,881-79.0% | $10,886-73.3% |