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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $60,094 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,619 | $93,131-57.5% | $106,555-62.8% | $86,821-54.4% |
| Participation rate | 68.7% | 81.4%-12.8pp | 76.1%-7.5pp | 72.3%-3.6pp |
| Annual return | 21.63% | 19.45%+2.2pp | 26.80%-5.2pp | 97.94%-76.3pp |
| Employer contribution / active EE | $892 | $2,895-69.2% | $2,819-68.4% | $2,406-62.9% |
| Participant deferral / active EE | $3,037 | $4,708-35.5% | $4,399-30.9% | $4,132-26.5% |
| Admin fee / account holder | $1 | $145-99.6% | $7,408-100.0% | $170-99.7% |