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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4 years Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $61,008 |
Service code 27 · EIN 74-2069435 | Advisory (Plan) | $40,957 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,050 | $107,218-36.5% | $115,768-41.2% | $79,634-14.5% |
| Participation rate | 79.2% | 76.8%+2.4pp | 74.4%+4.8pp | 62.5%+16.7pp |
| Annual return | 12.72% | 15.41%-2.7pp | 100.46%-87.7pp | 36.46%-23.7pp |
| Employer contribution / active EE | $1,432 | $3,627-60.5% | $2,940-51.3% | $2,529-43.4% |
| Participant deferral / active EE | $5,088 | $5,0910% | $4,917+3.5% | $3,835+32.7% |
| Admin fee / account holder | $375 | $576-34.9% | $12,439-97.0% | $1,002-62.6% |