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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,683 | $202,342-63.1% | $172,753-56.8% | $152,909-51.2% |
| Participation rate | 93.8% | 87.1%+6.7pp | 82.6%+11.1pp | 82.5%+11.3pp |
| Annual return | 20.68% | 1029.88%-1009.2pp | 803.00%-782.3pp | 345.46%-324.8pp |
| Employer contribution / active EE | $3,525 | $5,857-39.8% | $5,144-31.5% | $4,764-26.0% |
| Participant deferral / active EE | $2,411 | $5,948-59.5% | $5,198-53.6% | $5,851-58.8% |
| Admin fee / account holder | $3,944 | $17,112-77.0% | $13,956-71.7% | $11,601-66.0% |