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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,720 | $85,766-32.7% | $136,298-57.7% | $70,126-17.7% |
| Participation rate | 59.5% | 74.2%-14.7pp | 81.9%-22.5pp | 69.5%-10.1pp |
| Annual return | 14.67% | 31.46%-16.8pp | 5156.27%-5141.6pp | 73.15%-58.5pp |
| Employer contribution / active EE | $1,590 | $2,966-46.4% | $4,696-66.1% | $2,343-32.1% |
| Participant deferral / active EE | $2,984 | $5,051-40.9% | $6,247-52.2% | $3,332-10.4% |
| Admin fee / account holder | $1,069 | $5,421-80.3% | $9,244-88.4% | $4,645-77.0% |