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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,281 | $65,566-30.9% | $86,235-47.5% | $75,177-39.8% |
| Participation rate | 33.3% | 60.5%-27.2pp | 69.0%-35.6pp | 67.2%-33.9pp |
| Annual return | 33.21% | 46.07%-12.9pp | 1170.03%-1136.8pp | 160.75%-127.5pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,381-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,732 | $3,023-42.7% | $3,987-56.6% | $4,126-58.0% |
| Admin fee / account holder | $5,640 | $5,470+3.1% | $6,856-17.7% | $5,651-0.2% |