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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,814 | $175,259-91.5% | $149,723-90.1% | $139,487-89.4% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 144.39% | 166.82%-22.4pp | 134.50%+9.9pp | 373.84%-229.5pp |
| Employer contribution / active EE | $1,955 | $5,478-64.3% | $4,821-59.5% | $4,755-58.9% |
| Participant deferral / active EE | $3,855 | $6,522-40.9% | $5,682-32.2% | $6,713-42.6% |
| Admin fee / account holder | $455 | $16,158-97.2% | $13,215-96.6% | $11,407-96.0% |