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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,706 | $165,361-69.9% | $149,715-66.8% | $158,950-68.7% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 11.18% | 348.24%-337.1pp | 276.66%-265.5pp | 302.91%-291.7pp |
| Employer contribution / active EE | $5,794 | $5,103+13.5% | $4,645+24.7% | $4,762+21.7% |
| Participant deferral / active EE | $15,672 | $7,182+118.2% | $6,842+129.0% | $5,983+162.0% |
| Admin fee / account holder | $18,886 | $10,808+74.7% | $9,310+102.9% | $11,248+67.9% |