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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,850 | $167,353+88.1% | $143,797+119.0% | $134,545+134.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.42% | 0.48%-19.9pp | -0.04%-19.4pp | 418.37%-437.8pp |
| Employer contribution / active EE | $15,477 | $5,620+175.4% | $4,952+212.5% | $4,742+226.4% |
| Participant deferral / active EE | $4,431 | $6,447-31.3% | $5,638-21.4% | $6,401-30.8% |
| Admin fee / account holder | $872 | $18,096-95.2% | $14,679-94.1% | $11,431-92.4% |