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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,051 | $183,592+154.4% | $155,574+200.2% | $145,877+220.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 61.37%-45.7pp | 64.87%-49.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $7,231 | $5,317+36.0% | $4,676+54.6% | $4,663+55.1% |
| Participant deferral / active EE | $4,484 | $6,466-30.6% | $5,629-20.3% | $6,691-33.0% |
| Admin fee / account holder | $16,663 | $19,316-13.7% | $15,914+4.7% | $13,402+24.3% |