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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,051 | $183,539+154.5% | $155,556+200.2% | $145,897+220.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 61.31%-45.6pp | 64.84%-49.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $7,231 | $5,315+36.0% | $4,675+54.7% | $4,663+55.1% |
| Participant deferral / active EE | $4,484 | $6,467-30.7% | $5,631-20.4% | $6,689-33.0% |
| Admin fee / account holder | $16,663 | $19,275-13.5% | $15,885+4.9% | $13,390+24.4% |