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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,608 | $77,908-95.4% | $149,696-97.6% | $75,173-95.2% |
| Participation rate | 53.3% | 65.6%-12.2pp | 78.8%-25.4pp | 67.2%-13.9pp |
| Annual return | 404.08% | 31.73%+372.4pp | 134.46%+269.6pp | 160.72%+243.4pp |
| Employer contribution / active EE | $932 | $3,138-70.3% | $4,821-80.7% | $2,671-65.1% |
| Participant deferral / active EE | $1,255 | $3,411-63.2% | $5,682-77.9% | $4,126-69.6% |
| Admin fee / account holder | $25 | $5,950-99.6% | $13,212-99.8% | $5,651-99.6% |