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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK6 years Service code 27 · EIN 74-6036463 | Advisory (Plan) | $48,167 |
PEGGY S. EDGE, CPA, LLC7 years Service code 10 · EIN 26-4221663 | Accounting | $7,300 |
Service code 37 · EIN 04-2647786 | Loan Processing | $275 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,223 | $91,474+11.8% | $135,982-24.8% | $71,529+42.9% |
| Participation rate | 80.2% | 75.7%+4.5pp | 81.9%-1.7pp | 67.9%+12.3pp |
| Annual return | 22.94% | 29.89%-7.0pp | 68.32%-45.4pp | 28.97%-6.0pp |
| Employer contribution / active EE | $1,556 | $3,705-58.0% | $4,859-68.0% | $2,590-39.9% |
| Participant deferral / active EE | $12,722 | $7,095+79.3% | $7,760+63.9% | $4,291+196.4% |
| Admin fee / account holder | $328 | $1,267-74.1% | $10,767-97.0% | $1,588-79.4% |